Open Access Journals

Authors : Akshatha B. G.

The present paper discusses the role of Prime Minister Jan Dhan Yojana (PMJDY) in boosting the public wealth. This scheme provides financial inclusiveness and banking access to millions of households across the country and provides the insurance cover and gives a sense of security to millions of households across our country. By linking this scheme with various other government schemes money will be directly credited into the accounts of the beneficiaries thereby eliminating the intermediaries and curbing the leakages. This scheme providing access to micro-credit in the later phases of the scheme. But, many accounts opened under this scheme were lying dormant though this problem would rectify once the government links this scheme with other schemes such as MNREGA and other direct cash benefit transfer schemes. Overall this scheme could be a game changer and has potential to change the face of the country. It could help plug the leakages and improve the efficiency of targeted public distribution systems. The analysis made with the help of both primary data through structured questionnaire and secondary data through various sources like books, articles and published materials. Finally, it attempts to offer suitable suggestions to improve the status of PMJDY in uplifting then public wealth.

Keywords : Micro-credit , MNREGA , PMJDY , Public Wealth
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Title : University Education as a Service: Issues of Quality
Authors : Emma Darkoa Aikins,Akua Ahyia Adu-Oppong,Goddana Mensima Darko

This study was conducted to assess the service quality of university education from the perspective of the immediate beneficiaries of the service. Students as the immediate beneficiaries of university education have key expectations of what constitutes quality in the context of universities as service organisations. Within that framework, this study examined the claims of other researchers on issues of quality in university education. The issues reviewed revolved around the concept of quality, university education in the global context, quality in service delivery, university education as a service, quality assurance practices in university education and the parameters for measuring quality. The study also examined studies on quality within the context of Ghanaian public universities and students perception of service quality. Available studies reviewed showed that quality in university education has been defined and measured with insignificant regard for students’ concept of quality. Most of the studies reviewed conceptualise quality in university education in terms of meeting the standards and requirements set by the accreditation authorities. The studies showed that students’ opinion about the quality of services provided by universities which in the end determines the employability and socioeconomic fitness of graduates for the world of work is ignored. This paper therefore examines the issues of quality from a multi-stakeholder concept and brings attention to the key variables on which quality in university education should revolve.

Keywords : University , Education , Service Quality , Students
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Title : The role of social capital in maintaining the optimization of local agricultural institutions in the province of Bali – Indonesia
Authors : I Ketut Darma,Made Kembar Sri Budhi,Anak Agung Sri Purnami

Developing countries, such as Indonesia, in general, is an agricultural country. Agricultural development is a prerequisite for economic growth and national development. In addition, the agricultural sector can also absorb a lot of manpower and opening of the employment, as well as foreign exchange saver. The purpose of this review is to determine the role of social capital in maintaining the optimization of local agricultural institutions in the province of Bali. Social capital consists of three main elements, namely trust, norms, and networks. Subak is an agency in Bali that handle agricultural irrigation systems. To increase the capacity of farmers and the level of adoption of agricultural innovations is needed revitalization of social capital, especially in the development and strengthening of social capital and institutional farmer. A high social capital would open the possibility of resolving the complexity of the problems more easily, so that the social capital could encourage the emergence of institutions and modern organizations with the principles of openness, and networks based on the norms and trust to achieve common goals.

Keywords : Unequal distribution of income among regions , the natural resources of labor absorption , agglomeration ,economic growth
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Title : An analysis of workplace gender segregation and its impact on women’s advancement: A literature review
Authors : Akua Ahyia Adu-Oppong,Stephen Bugu Kendie

Occupational gender segregation has been at the heart of debates about gender inequality. High levels of segregation have been considered to impose constraints on careers, and generally to be at the root of gender inequalities. This paper provides a detailed review of literature on occupational gender segregation in order to provide explanation from both economic and non-economic arguments of the continuous persistence of segregation in the workplace and how it impacts women’s career advancement. It begins with an overview of the theoretical explanations of occupational gender segregation and what existing research suggests is responsible for the difference between the employment outcomes of men and women. The second section addresses the extent to which the attempt to discern a monocausal explanation for this phenomenon is flawed with the consideration that the phenomena inherent in gender segregation are too complex to be explained by a single argument in all cases. The paper concludes with a summary of policies and measures proposed by the literature to address segregation with a series of key issues and opportunities for women’s workplace advancement.

Keywords : Gender , segregation , advancement , inequalities , workplace
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Title : Role of micro finance in empowerment of fisherwomen in coastal Karnataka
Authors : Chandrashekhar Moger,K. B. Dhananjaya

The poor, especially the coastal fisher community, has found it extremely difficult to locate alternate sources of income and employment opportunities, in the wake of their inadequate financial credibility. But the recent economic perspectives on development have pointed towards the importance of micro finance in the empowerment of the fisherwomen. One method of access to micro finance by the coastal fisher community, fisher women in particular, is the Self Help Group-Bank linkage programme, where banks provide finance to the groups for undertaking economic activities. Thus the programme provides access to associations of fisher women, who, otherwise un-united, would have found themselves not eligible for bank finance. It is expected that the access of such institutional credit would bring in social, personal and financial empowerment of fisher women. The present paper is an evaluation of the findings of the study undertaken to reveal the role of micro finance in coastal fisher women empowerment. The study utilized both primary and secondary data. Primary data relating to the socioeconomic background and various other aspects relating to empowerment of the fisherwomen were collected through pre-designed questionnaire from 100 fisherwomen representing 20 SHGs from the selected five coastal villages in Uttara Kannada District of Karnataka state. A separate interview schedule was designed, pilot tested and used for data collection. The schedule was used to collect specific information from each member of the fisherwomen SHGs. The study found that Women status increased after joining of the SHGs 90% in the study area. It is noticed that all the respondents agreed that micro finance brought Respect from Layman or Society and self-confidence and improved their skill. Majority of the respondents expressed that their awareness about environment improved after taking part in micro finance programs actively. Maximum number of respondents accepted that microfinance has brought economic development directly and indirectly happiness and peace in the family. The present study evidences the existence of strong linkages of the SHGs with banks for empowerment of fisherwomen. The very reason of members, as opined by them, in joining the group is the improved chances of accessibility to loans. Thus, there exists strong positive relation between the reasons for joining the group, and the existence of bank linkages. The strong bank linkage that exists, can visibly enhance the opportunity of members to access loans, undertake economic activities, and develop skills. . But, the SHG- driven micro-finance may suffer from serious limitations, reducing its positive impact on empowerment. The lack of transparency in the SHG activities, and inaccessibility to official records may further hinder the effectiveness of the movement. To conclude, the economic activities of SHGs are quite successful. In this way, SHGs in two villages of Uttara Kannada District were very successful to develop Fisher women empowerment in coastal belt.

Keywords : self-help groups , microfinance , women empowerment , Income Generating Activities
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Title : The Effects of Advertising Alcohol on Young People
Authors : Joel R. Tomas


Keywords : Television Advertisements
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Manuscript Code : Advertisements of alcohol drinking for most parents are worrisome, because of all the problems early inception drinking can cause. The study covers the different types of media used for alcohol advertisements concerning how influential it can be to young viewers. Here, there are indications of effects. Results in the study shows that television advertisement as medium in dispersion of advertising alcohol claims the most dominant form. An advertisement turns to be a source of influencing young people to drink. In the other hand, the respondents find the highest recommendation in the total ban of alcoholic advertisement on films. Statistical computation also finds a significant difference in age (12 – 16) and commonly seen alcoholic advertisements that can influence to young people to become sensible to consume alcoholic drinks. In accumulation of the findings, Television advertisements availability and accessibility at home are contemporary. Awareness is stimulating in young people when it comes to alcoholism. The reassurance of alcoholic advertisement on films encompasses force leading to consumption of alcoholic drinks among the young people. The respondent’s commends the total ban of alcohol ads on films for it won’t give an optimistic output to youth. And the researcher is much concerned by way of tough law implementation about restrictions in alcohol procurement.

Title : The Role of a Local College in the Promotion of Health in Local Communities
Authors : Prof. Marwin M. de la Cruz

Colleges are so focused on their mandate as an academic, having in mind that educational institutions are economic catalysts and stimulating multiple business opportunities. On the other hand, educational goals tend to forget that there is one which should also be given attention to, that is, the health of the community. To address this seemingly differing idea, the methodology that can be employed as Zappia, and L. Puntenney, (2010) puts it, the establishment of specific training to individual groups, in areas such as leadership development, engaging hard-to-reach residents, and launching small community improvement efforts.In this way, ensuring resident involvement in the planning makes the difference. At the Bulacan State University, partnership is created by calling together a group of interested stakeholder to discuss ideas and concerns for the community. The formation of this affiliation and association addresses social determinants of health within the community and cohesive relationships between them.

Keywords : Community engagement , educational Institution , Bulacan State University , Health , Community
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Title : Local government of Calumpit: Assessment of an LGU performance culture
Authors : Marwin M. Dela Cruz

The Local Government Code of the Philippines, in broad-spectrum, promotes the organization of a responsible, efficient, and vibrant governmental structure and operating means that will meet the priority needs and service requirements of every LGUs. The Code also declares the state’s policy of giving the local government units a genuine and meaningful local autonomy. It is, therefore, imperative for LGUs to exercise good governance to ensure the efficient and effective performance of these responsibilities, and to improve the funding assistance to both national and local promote development. The necessities of evaluating such performance are crucial so that the said services be continuous and achieve the needed development. In this way, performance culture of an LGU is enhanced. Thus, in the case of the Municipality of Calumpit, the rule of the thumb is to maximize decentralization to deliver the services needed by the citizenry and measure its performance.

Keywords : Local Government , Decentralization , Calumpit , LGU Performance Culture , Philippines
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Title : An Analysis of the Impact of the Computer Literacy Program of the BulSU-College of Science on Panasahan Elementary School’s Teachers
Authors : Yolanda C. Roberto

The study aimed to find out the impact of the computer literacy programs of the BulSU - College of Science on Panasahan Elementary School’s Teachers and to improve similar future programs. A survey was conducted using a questionnaire to gather relevant information with 24 teachers who are recipients of the computer literacy program as respondents. The levels of knowledge and skills of the respondents on the topics included in the programs prior to and after participation were determined. The level of agreement of the respondents on statements regarding the computer literacy programs conducted as well as the chances of using the skills developed by the respondents from the computer literacy programs were also determined in this study. The paired samples t-test was used to determine the statistical difference between the mean levels of knowledge and skills of the respondents on the topics included prior to and after participating in the program. The mean was also used to summarize other data gathered. The results showed that the computer literacy programs of the BulSU - College of Science have improved the knowledge and skills of Panasahan Elementary School’s Teachers. This brought a remarkable impact to the teachers since the knowledge and skills they learned are useful in performing their work as teachers.

Keywords : : Society , Computer Literacy Program , Impact Analysis , Paired Samples t-test , Discriptive Survey
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Title : The chemistry teacher's communication behaviour in relation to student's attitude and performance
Authors : Maricel E. Sierto,Ricky J. Navarro,Alberto P. Valenzuela


Keywords : Communication behavior , attitude , performance
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Manuscript Code : controlling? (2) What is the level of the attitude of students toward Chemistry? (3) What is the level of performance of students in Chemistry subject both in lecture and laboratory? (4) Is there a significant relationship between teachers’ communication behavior and students’ attitude toward Chemistry? And, (5) Is there a significant relationship between teachers’ communication behavior and students’ performance in Chemistry? The expressive quantitative and qualitative methods of research were developed. The population of the study consists of 185 students who were arbitrarily selected from different courses in Bulacan State University, Bustos Campus. The following conclusions were developed: (1) Chemistry teachers garnered very satisfactory ratings in the aspects of challenging communication behavior, encouraging and praising category of communication behavior, non-verbal supporting category of communication behavior, understanding communication behavior, and controlling communication behavior as perceived by their students. (2) The majority of the students have very satisfactory attitudes toward Chemistry. (3) Majority of the students obtained an average rating in their Chemistry grades in lecture and laboratory, and (4) There was no significant relationship between challenging communication behavior of teachers and attitude of the students, encouraging and praising communication behavior of educators and attitude of students, controlling communication behavior of instructors and attitude of students, challenging communication behavior of teachers and Chemistry performance of students, understanding communication behavior of schoolteachers and Chemistry performance of students, and controlling communication behavior of teachers and Chemistry performance. However, there was the significant relationship between non-verbal supporting communication of lecturers and attitudes of students, and understanding communication behavior of teachers and attitudes of students.

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